Pat Chestnut, CEO, of AristaPoint provided a candid peek under the tent of what is going on with the politically charged Affordable Care Act. One of the valuable nuggets Pat shared at the CEOtoCEO Breakfast is identifying the most common mistakes business owners make when buying insurance.
Not being involved in the benefit decision:
Delegating all decision making authority to an HR department. "The one and only thing you can't delegate is your responsibility to make the best decisions."
Reactive vs Proactive:
Shopping every year and changing carriers rather than building a benefit strategy. "Do you buy a new car every year? Why would you need to buy a new policy every year?"
Spending vs Investing:
Viewing benefits as an expense rather than an investment and treating it as one. "Healthcare benefits have become a major employee attraction and retention tool.">
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